HCA Product Filings

Effective January 17, 2025 Hyundai Capital America (HCA) has partnered with F&I Sentinel for approval of service contract programs financed in Genesis, Kia, and Hyundai franchise dealerships. The programs impacted include mechanical service contracts, dent, key, tire & wheel, plus their combo equivalents. Below is a summary of the products impacted, along with the benefit limits we have submitted for approval::

New Product Suite
  • Service Contracts
    • Portfolio One – Countrywide
    • Spectrum – Countrywide
    • Quantum – Countrywide
  • Express Combo
    • Express 5 – Countrywide
    • Express 4 (Dent, Key, Tire/Wheel, RSA) – Countrywide*
    • Express 4 (Dent, Glass, Tire/Wheel, RSA) – Countrywide*
    • Express 4 (Dent, Glass, Key, RSA) – Countrywide*
    • Express 3 (Dent, Key, RSA) – Countrywide*
  • Dent Protect – Countrywide
  • Key Protect – Countrywide*
  • Tire & Wheel
    • Tire Protect – Countrywide
    • Tire & Wheel Protect – Countrywide
Legacy Portfolio Product Suite
  • Service Contracts
    • Portfolio One – Countrywide
    • Encore – Countrywide
    • Horizon – Countrywide (all 6 forms)
    • Spectrum – CA, NJ, PA only
    • Quantum – Not filed due to no remittance.
    • Horizon Claims Deduct – Not filed due to limited volume.
    • Portfolio DO – Not filed due to HCA limitations.
  • LR3 – Countrywide
  • Dent Protect – Countrywide
  • Tire & Wheel – All states except WA.
  • Express 5/4 – Not filed due to no remittance.
  • Key Protect – AZ, CA, ID, NY and TX only.
Legacy NWAN Product Suite
  • Service Contracts
    • Extreme – OH, IL and TX only.
    • Extreme Wrap – Countrywide
    • Extreme Tech – Countrywide
    • Essential Enhanced – Countrywide
  • Combo
    • Complete Choice – Not filed due to limited volume.
    • Dent + Windshield Protect – OH only
  • Dent Protect
    • Dent + RSA – Countrywide
  • Key Protect – Al, GA, IL and FL only.
  • Tire & Wheel
    • Tire + Wheel Protect (no limit) – GA, KS, TX only
    • Tire + Wheel Enhanced ($5,000 limit) – AL, OH only

Any programs not listed above, were not lender filed. If a dealer is currently selling one of the above referenced programs, the lender specific forms will automatically be installed by the effective date. If a dealer has a non-approved program that requires rate modification, you will need to contact Client Relations. to request updated pricing. If you would like to continue selling currently installed products without lender approval, no action is necessary.

Additionally, if you would like to review a list of impacted dealers and the products currently installed to determine if any action is necessary, please contact Client Relations team.

*consistent with current state approvals, consult CRM for state-by-state limitations.